It is important to know your available balance before making any transaction. If your request is reasonable and in good faith, we will pay or reimburse you for all or part of the fees charged to you by the Administrator and/or arbitrator. We may monitor or record any conversation or other communication with you. Check routing number | Chase ; Check or statement - US Bank-issued check or bank statement. Community Federal Savings Bank does not serve as an investment advisor or a broker dealer in connection with the Invest Account Services; any securities that are acquired by a Primary Accountholder are not deposits or other obligations of Community Federal Savings Bank, are not guaranteed by Community Federal Savings Bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC). Your decision to opt out of this Arbitration Provision will not have any other effect on this Agreement and will not affect any other arbitration agreement between you and us, which will remain in full force and effect. Primary Accountholdermeans the individual that opens and is responsible for the Primary Account and Secondary Account(s); the Primary Accountholder may assign certain responsibilities and obligations to a designee, including another parent or partner (the Authorized Approver), whenever specifically provided in this Agreement. ASecondary Accountmeans a Card Account that is a sub-account of the Primary Account, established by the Primary Accountholder and utilized for the purpose of identifying, monitoring and approving Card transactions by a Secondary Cardholder, and managing separate purses such as the spend, save, give and earn purses established for each Secondary Cardholder. If you select the Greenlight Max Plan, then you will have access to the Greenlight Max Services. A court rarely overturns an arbitrators decision. UNLESS YOU ACT PROMPTLY TO REJECT THE ARBITRATION PROVISION BY OPTING OUT IN ACCORDANCE WITH PARAGRAPH a, CAPTIONED OPT-OUT PROCESS, THE ARBITRATION PROVISION WILL BE PART OF THIS AGREEMENT AND WILL HAVE A SUBSTANTIAL EFFECT ON YOUR RIGHTS, INCLUDING YOUR RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION, IN THE EVENT OF A DISPUTE. We may amend or change the terms and conditions of this Agreement at any time. READ THIS ARBITRATION PROVISION CAREFULLY. Each party to the dispute has an opportunity to present some evidence to the arbitrator. Any translation provided may not accurately represent the information in the original English. The features and functionality included in each Card Plan are subject to change at any time, and any such changes will be communicated on the Greenlight website at www.greenlight.com and will become effective whenever posted to the Greenlight website. The funds underlying your Card Account are held by Community Federal Savings Bank and FDIC-insured up to the applicable limits in the event Community Federal Savings Bank fails, provided we have been able to fully verify your identity. SWIFT Code. Sign in to your bank account and go to "account information" or "account summary." The routing. Issuer reserves the right to reject or limit transfers via direct deposit in its sole discretion, and may reject or suspend any direct deposit that has identifying information that does not match the identifying information (such as name or Social Security number) that Greenlight may have on file for the payee. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. Where is the routing number located on a check? Next, enter the recipient's name, email address, and memo, phone number, and the amount to send. ; Fedwire - You can look up your routing number on the official website of . If your Physical Card is declined, even though you have sufficient funds available, you should pay for your purchase inside with the cashier. The party asserting the Claim (theClaimant) may select the Administrator. Your prepaid Card Account and associated direct deposit account number cannot be used to make payments through preauthorized direct debits from merchants or from utility or Internet service providers. When you add money to your Greendot card with an outside bank account, it is called an express transfer and it costs $2.95 per transfer. OTHER RIGHTS THAT YOU OR WE WOULD HAVE IN COURT MAY ALSO NOT BE AVAILABLE IN ARBITRATION. YOU FURTHER ACKNOWLEDGE THAT THE MONTHLY FEE STRUCTURE WHICH COMBINES THE SERVICES PROVIDED BY US, TOGETHER WITH THE INVEST ACCOUNT SERVICES, IS SOLELY FOR EASE OF BILLING PURPOSES, AND THE DIVISION OF FEES PAID TO THE BANK AND FEES PAID TO GREENLIGHT ADVISORS FOR INVESTMENT ADVISORY SERVICES ARE CLEARLY SPELLED OUT UNDER FEE SCHEDULE HEREIN AND IN THE ADVISORY AGREEMENT. The ACH Authorizer understands that it may take Greenlight or the Issuer up to three (3) business days to process such a revocation. The arbitrator is authorized to award all remedies permitted by the substantive law that would apply if the action were pending in court (including, without limitation, punitive damages, which shall be governed by the Constitutional standards employed by the courts). If you are interested in talking to a live person about your Green Dot account, you may experience long wait times. Raise financially-smart kids. Here's Your Wells Fargo Routing Number | GOBankingRates The monthly limit on ATM cash withdrawal transactions (collectively, for the Primary Account and all Secondary Accounts) is $500.00. Check Routing Number - US Bank Locations Institution number - 3 . You will have the ability to switch Card Plans from time to time; provided, however, that you will not be able to enroll in the Greenlight Select Plan or the Greenlight + Invest Plan unless otherwise specified in this Agreement. The Primary Accountholder (and any Authorized Approver) is encouraged to use the Greenlight application to confirm when fund loads are available. Search routing number or part of a bank name, e.g. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. Wells Fargo Alaska. How do I add a bank account as a funding source? - Greenlight Only Greenlight Max and Infinity families can earn 1% cash back on spending monthly. The Greenlight Select Plan includes all of the Greenlight Core Plan Services with the exception that it does not include any Invest Account Services (as defined below). How to Transfer Money from GreenDot Card to Bank Account - Best on Reviews A two-letter country code. DriveWealth means DriveWealth, LLC, an SEC registered broker-dealer and member of the Financial Industry Regulatory Authority, Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). i. If your Physical Card is replaced with another Physical Card having a new PAN, then your Virtual Card will also be replaced with a new Virtual Card displaying the same new PAN. If you do not notify us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had promptly notified us, you could lose as much as $500.00. When we attempt to contact you, we may identify ourselves, our relationship and our purpose for contacting you even if others might hear or read it. Online banking portal: You'll be able to get your bank's routing number by logging into online banking. If you select the Greenlight Core Plan, then you will have access to the Greenlight Core Plan Services. Once the child has reached the age of 18, Chase may recommend they open their own account. Greenlight Advisors means Greenlight Investment Advisors, LLC, a wholly-owned subsidiary of Greenlight and a Securities and Exchange Commission (SEC) registered investment advisor. The Greenlight Max Plan includes all of the features and functionality included under the Greenlight Core Plan, together with the Invest Account Services, and all of the additional features and functionality of the Greenlight Max Plan Services as described in the Greenlight Terms of Service which is available in the Policy Center link of the Greenlight website at www.greenlight.com. This code identifies the branch (and bank/credit union) on which the cheque is drawn. A two-character location code (letters and digits) for your . If your Card Account is closed, your Invest Account will also be closed in accordance with the terms of Advisory Agreement and the Greenlight Advisors Invest Terms of Service. Routing Numbers In Canada - Wise The ACH Authorizer acknowledges that debits to the Funding Account(s) under this authorization must comply with U.S. laws. Email Us Text Us Or call us at 888-483-2645 We're here to help 24 hours a day, 7 days a week. The Invest Account Services are not available for any Card Accounts enrolled in the Greenlight Select Plan. Here's an at-a-glance look at the Wells Fargo routing number for each state: State. Virtual Card. If we do not properly complete a transaction from your Card on time or in the correct amount according to our Agreement with you, we will be liable for your losses or damages. Your Card cannot be used to obtain cash directly from any bank or merchant. The Greenlight + Invest Plan includes all of the Greenlight Core Plan Services, together with all of the Invest Account Services as well as any other features and functionality of the Greenlight + Invest Plan as described in the Greenlight Terms of Service available in the Policy Center link available on the Greenlight website at www.greenlight.com. The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. Maximum Total Load Amount/Transfer from Invest Account per Family1 per Month2, Point-of-Sale Daily Spend Limit per Secondary Account, Point-of-Sale Monthly2 Spend Limit per Secondary Account, Point-of-Sale Daily Spend Limit per Family1, Point-of-Sale Monthly2 Spend Limit per Family1, Daily Limit for Transfer to Invest Account per Family1, Monthly2 Limit for Transfer to Invest Account per Family1, Daily ATM Cash Withdrawal Limit per Secondary Account (Domestic and International), Monthly2 ATM Cash Withdrawal Limit per Family (Domestic and International)1. Any revisions to existing disclosures and agreements and any new disclosures and agreements will be posted in the Policy Center link on the Greenlight website at www.greenlight.com. 111000038, chase, suntrust etc. For purposes of this Agreement, the term Claim shall have the broadest possible meaning. As solely used in this Arbitration Provision, the termswe, usandourmean not just the Issuer but also our parent companies, subsidiaries, affiliates, successors, assigns and any of these entities employees, officers, directors and agents.Opt-Out Process. The minimum and maximum load amounts for transfers from the Invest Account shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. The opt-out notice must be sent to us by mail at: Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. Copies of the documents used in the investigation may be obtained by contacting us at the phone number or address listed at the beginning of this section. If we decide to do this, we will credit your Card Account within ten (10) business days for the amount you think is in error (or twenty (20) business days, if the notice of error involves an electronic fund transfer to or from a Card Account within 30 days after the first deposit to the Primary Account was made), so that you will have use of the money during the time it takes us to complete our investigation. Nevertheless, if a settled transaction exceeds the balance of the funds available on your Card, you shall remain fully liable to us for the difference between the Card Account balance and the amount of the settled transaction together with any applicable fees. Home - Community Federal Savings Bank For value loads made via ACH, Greenlight (and not the Issuer) may, in its sole discretion, make funds available sooner. The Card is a prepaid card. In the app, kids and parents create their own logins with two different experiences. The Invest Account Services are marketed by Greenlight Advisors with different features depending on your Card Plan under the following names: (i) Investing for Kids; (ii) Investing for Parents, and (iii) Investing for Parents Lite. The meanings of terms, conditions and representations herein are subject to definitions and interpretations in the English language. To be eligible to participate in the Invest Account Services, you must have a Card Account in Good Standing, which means that your Primary Account has completed the account registration and verification process, your Primary Account and all Secondary Accounts have a positive balance, and your Card Account is current with respect to the payment of any Monthly Fee and all other cardholder fees. The Card is non-transferable and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. Terms of Service | Greenlight Your Primary Account may be loaded via (i) a debit card transaction from your Funding Account; (ii) an ACH debit transaction from your Funding Account; (iii) a direct deposit of wages authorized by either you or a Secondary Cardholder; or (iv) a transfer of funds from your Invest Account. If you need more information about our error-resolution procedures, contact us at the telephone number or address shown below in Customer Service. IBAN, SWIFT, BIC and Routing Number Differences - Clear Currency Contact your bank to find your routing number.