Even if you open a local account, you may find yourself paying a fee every time you use an ATM for a transaction. State-owned banks. With Cigna Global, you get a health insurance plan specially customised for expats worldwide. According to a 2003 report by the World Bank, the public sector banks dominating Costa Rica's onshore banking system include three state-owned commercial banks (Banco Nacional, Banco de Costa Rica, and Banco Crdito Agrcola de Cartago) and a special-charter bank called Banco Popular, which in principle is owned by all Costa Rican workers . If you have an account with Banco America Central, deposits can be done fast and available on the same day. Honduran bank Grupo Financiero Ficohsa bought Citi's Nicaraguan bank in March of this year. Help people in Turkey (Trkiye) affected by the devastating earthquakes. Its worth emphasizing that internet banking is provided by many banks in Costa Rica. Join our newsletter https://adamfayed.com/52-finance-tips/, 5. This field is for validation purposes and should be left unchanged. The countrys banking system is highly stable, thanks in part to the strict policies on lending and financial liquidity. The majority of the staff in Costa Rica (70%) are 18-25 years old Financiera Improsa, S.A., the companys original name, was founded in 1968. The problem is if/when I need more than the allotted 300USD per . Is this the best system? "For me making sure I use credit cards with no foreign transaction fee, debit cards with no ATM fees. Follow me on Quora https://www.quora.com/profile/Adam-Fayed, 7. 31,720 posts. Consider changing the search query. Adam is an internationally recognised author on financial matters, with over568.6 millionanswers views on Quora.com and a widely sold book on Amazon and a contributor on Forbes. Email. Applying for a bank loan may also see the nonresident making a huge down payment, which could easily be half of the loan amount. However, all my transactions are from US Federal Institutions, Social Security, Dept of Defense, Energy Research and Development Administration. Investors Trust Access Portfolio Review 2022, Arbuthnot Latham Bank Review 2022 part 1 Overview, Pictet Private Bank Review part 1 Picket Group Main Activities, Standard Chartered Private Bank Review part 1 Overview, Union Bancaire Prive Review part 1 Main Services, Standard Chartered (Hong Kong) Bank Time Deposit Account review, The Investment Platform (TIP) Mauritius Review, Requirements to Open a Bank Account in Costa Rica as an Expat, Bank Fees and Minimum Deposits in Costa Rica. Learn how your comment data is processed. Wells Fargo Bank N.A. However, there are personal financiers who will be willing to make financing possible. I opened the acct on the 15th of the month, and the 1st of the next month my social security was in there. Furthermore, they allow the account to be in either colon or dollar. It is our team's passion to make this website the best resource about beautiful Costa Rica. This statistic presents the leading banks in Costa Rica as of June 2017, based on volume of deposits. Probably the most noticeable bank in Playas . After working at Thomson Reuters for 7 years, he decided to move from Manila to Bangkok. Costa Rican Banks are classified into two groups: privately owned banks and government banks. Branches/ATMs of other banks in Costa Rica. Re: Bank of America ATMs in Croatia. Prival Bank (Costa Rica) Scotiabank de Costa Rica www.scotiabankcr.com. . Besides these government banks, more than 29 other privately owned banks exist throughout the country. Some may even require legal residency to open an account, as was previously mentioned. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Greetings! 0 Km - Costa Rica. Text is available under the Creative Commons . You can pay bills from it. Oops! While still not a 'legal resident', the banks will likely not permit you to deposit more than $1000 a month, so if you need more funds, you will have to use the ATM or make a wire transfer, both of which you will have to pay for. Stockholm Branch Birger Jarlsgatan 13 SE-111 45 Stockholm, Sweden Tel: +46 8 4591280. Investors - Parent Company - Partnership Info . This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Costa Rica, the oldest continuous democracy in Latin America, celebrated the bicentennial of its independence in 2021. Therefore, if you move to Costa Rica, its better to get a valid residency status before opening a bank account here. The company is adding five new members, including three women, to the senior management team, further strengthening diversity at . According to the US Embassy in Costa Rica: Receiving U.S. federal benefits via direct deposit is mandated by U.S. law. Costa Ricas Guide To Making Money Offshore and the Director of Costa Rica Living & Retirement Secrets To Happiness, a new DVD which reveals all with 14 in depth interviews. Banco de Costa Rica (BCR), a state-owned commercial bank, is regarded as one of Central Americas strongest financial institutions and one of the best banks in Costa Rica. Although tourists or expats without a residency status can open a bank account in Costa Rica, it comes with restrictions. <br>Experience in: logistics and planning of tobacco demand for the Costa Rican market, planning and control of high-precision metal production for medical industry, supervision, planning and distribution in Retail in . You may find that an account in colon earns higher interest, but at the same time the exchange rate for dollars may be lower. Money transfers from the US are always in my account here within two working days. I pay a $6 a month fee, nothing else. Bank of America has 34 partners, 9 are technology partners and 25 are channel partners. According to a 2003 report by the World Bank, the public sector banks dominating Costa Rica's onshore banking system include three state-owned commercial banks (Banco Nacional, Banco de Costa Rica, and Banco Crdito Agrcola de Cartago) and a special-charter bank called Banco Popular, which in principle is owned by all Costa Rican workers. All banks in Costa Rica are covered by the policies set by the Banco Central de Costa Rica, which is the country's central bank. Local ATM's charge a fee for the use of a foreign bank card. Banco BAC San Jose is one of the best banks in Costa Rica. Here are some of the privately owned banks in Costa Rica: Scotiabank de Costa Rica S.A. He wrote for medical tourism and luxury travel companies as well as for an online music magazine where he gushes over Britney Spears. Be aware, though, that some of BCRs ATM locations are out in a public courtyard such as the one in Tamarindo. According to a 2003 report by the World Bank, the public sector banks dominating Costa Rica's onshore banking system include three state-owned commercial banks (Banco Nacional, Banco de Costa Rica, and Banco Crdito Agrcola de Cartago) and a special-charter bank called Banco Popular, which in principle is owned by all Costa Rican workers. September 10, 2021 at 8:04 AM Eastern. Costa Rica, a small country in Central America with a market-oriented economy and a strong tradition of democracy and respect for the rule of law, was formally invited to join the Organization for Economic Cooperation and Development (OECD) in 2015 and will soon become a member. Reference letter from account holder (not all banks require this) 4. However, in shopping malls, most banks open daily from 12 to 6 pm. This is why you should know which income types are taxable. After obtaining a direct deposit for international payments, you need to fill out the SSA-1199-OP-51 and submit it to the U.S. Embassys Federal Benefits Unit. Wiring money is expensive to North America, inexpensive to other Central American countries," explained another expat in Costa Rica. Juchitan. Can get in dollars but only about 2% or so, can't remember exactly. Don't have the time right now? Contribute Industries. Property tax in Costa Rica is one of the lowest in the world - it is 0.25% of the registered value per year. (This article was last updated on Feb. 1, 2023.) But a guy in the cafe told me that he had wrestled with the bank guy for one hour trying to open an account. As a result, a lot of Costa Ricans visit their banks physical location to make deposits, transfers, and withdrawals. (don't worry, we won't send annoying spam emails), Shipping to Costa Rica Our Guide To Costa Rica Shipping, Atenas Costa Rica Real Estate - Homes & Condos in Atenas, Puerto Viejo and Southern Caribbean Coast, Bank of America has said its cutting 42,500 jobs, Costa Rica Real Estate Scams & How To Avoid Them, How To Buy Costa Rica Real Estate Without Losing Your Camisa, Costa Ricas Guide To Making Money Offshore, Costa Rica Living & Retirement Secrets To Happiness. I encountered problems with BCR when setting up a CD for Rentista Residency so now I generally prefer BNCR," explained another expat. The national currency of Costa Rica is called Colones or CRC. This is because the credit requirements are a lot tighter for expats than it is for citizens. You can read our guide to sending money to Costa Rica to find out more information. Bank of America Affiliate Companies. You can deposit a check into the account, but you will need to wait for the check to clear, which could take 3-4 weeks. Costa Rica: leading banks 2017, by deposits. in Digital Transformation Candidate. Bank Of America Expands In Costa Rica While Firing People In The USA. Follow me on YouTube https://www.youtube.com/channel/UChK5TMy_Yhae6vnyvIDbL7g/, 8. Saving your User ID means you don't have to enter it every time you log in. Bank of America Corporation affiliates include all entities that utilize the Bank of America, Banc of America, Bank of America Private Bank, Balboa and Merrill Lynch brand names. Bank of America Partners . Also, something you cannot do in US, you can receive your interest at end of term, every 3 months, or monthly at a slightly less rate. 760 reviews. "Not all Bank of Costa Rica locations have separate rooms for ATMs. Income for self-employed individuals needs to be proven by a legitimate, registered business. For example, CitiBank and Bank of America both have branches in Costa Rica. . In recent years Costa Rica has achieved moderate economic growth (2.1 percent in 2019), though the impact of the global COVID-19 pandemic has affected economic expansion, and the World Bank reported that GDP contracted by 4.5 percent in 2020. Banc of America Mortgage Capital Corporation, Merrill Lynch Alternative Investments LLC, Merrill Lynch, Pierce, Fenner & Smith Incorporated. Moreover, online banking is a secure way to conduct all of your banking in Costa Rica. BAC Credomatic. The World Bank and the Government of Costa Rica established a Country Partnership Framework (CPF) to strengthen the World Bank-Costa Rica relationship and it. In fact, the amount of security procedures required to complete a transaction may be more than what most foreigners are used to. You will need to supply the U.S. account information to the Federal Benefits Unit. You will need to supply the U.S. account information to the Federal Benefits Unit. Maintaining direct deposits to your bank account in your home country. In Costa Rica, these jobs pay between US$1,100 $1,500 per month depending on their English language skills and experience however, purely from a financial standpoint thats still a lot more attractive for a US company trying to cut costs if the alternative is to hire someone in the USA. Dont fret because there are bank locations that are private and secure. 2023 Bank of America Corporation. However, you get a higher interest if it is in colon. Customers have to provide a pay statement from the originating financial source. Costa Rican bank Banco Davivienda S.A. offers a range of financial products and services, including private banking, bank accounts, loans, investments, payments and cash management, insurance, and brokerage services. Our 9,100 experts and 120 offices in 85 jurisdictions worldwide serve corporates, financial institutions, asset managers, private clients and family offices, providing the combination of . You are in International. Together they have 69 partners and share 2 partners. Please enable JavaScript in your browser to complete this form.Full Name *1. Includes a list of U.S. banks operating in the market; indicates whether Ex-Im Bank offers any country-specific programs. In Costa Rica, theres a national banking policy which was created by the counties Banco Central de Costa Rica. I ended up later closing the account," commented one expat. Just like in any other bank, you need to have an account with a bank where you are applying for a loan. I said Yes. By acquiring Corporacin Bancomer in 2000, it increased the range of banking services it provides in the nation. Banks in Costa Rica split into 2 types state owned national banks, and private banks. With over 44,000 cash machines in over 40 countries, you can find a partner ABM . International transactions may be limited based on the type of account you opened. Learn more. Companies looking to cut costs and boost profits, for example, can pay an accountant in India $5,000 a year versus $60,000 a year in the U.S., he said. Costa Rica At-A-Glance. Barclays United Kingdom (England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands) Wells Fargo is the lone exception . The first quarter of 2022, it was around . Popular banks like Standard Chartered, RBC, SBI, Axis have already partnered up with Ripple. In February, it upsized to 1.05 billion (1.27 billion) its 2019 credit facility to Sage Housing - the first of its kind for a for-profit social housing provider - to support its development pipeline. Originally founded in 1877 as a private commercial bank, it was given the authority to create money and serve as the sole manager of public funds in the last decade of the 19th century. Banco Improsa, one of the best banks in Costa Rica, offers a wide range of financial services and products, including checking and savings accounts, deposits, loans, term investments, overdrafts, and electronic banking payments. Expats will also love that a few U.S. banks, including Citibank, also have branches in Costa Rica. Interest rates in Costa Rica are significantly higher than in the US. Patrick is currently writing a novella set in heaven. The Costa Rica currency exchange rate changes constantly and it can change day to day. 3. Contact Us. Do some research on banks to know what services and products they offer to account holders. In the last 30 years, no government bank has suffered from a major operational failure or crisis. Preferring Swiss bank in Basel. Bank of America and Homebase have an active Technology Partner. If your bank in your home country has a branch in Costa Rica, then you may be able to obtain a loan through that bank. At that point in time, Banco Nacional led the . With a lot of banks available throughout Costa Rica, an expat will have no problem finding the perfect bank based on their needs. 379 helpful votes. However, you will still need to make an in-person appearance at the bank to fill out the necessary paperwork. Location. Many privately owned banks can be found everywhere in Costa Rica, too. Copyright 2018-2023 Crossbeam. It pays to consider having an account in two banks. There are also a number of private banks that offer business accounts. The needed deposits normally range from 14,24057,000 CRC (25100 USD) depending on the bank you select and the kind of account. With its network of 108 offices across the United States and in more than 75 countries, the U.S. Commercial Service of the U.S. Department of Commerce utilizes its global presence and international marketing expertise to help U.S . (506) 2201-0800 Fax. 70 E. Lake Street Be prepared to tell them where the funds are originating. You'll receive your account number by email and/or text message, and then you can . 2023 - bankimistmexico.com - All rights reserved. We were and continue to be pleased with their service. When submitting forms, you need to include your contact information and claim number. This can be done online, 24 hours a day and seven days a week, through a very simple online process. Banco de Alimentos de Costa Rica. Costa Rica banks fall into two categories: government-owned banks and private banks. If you're likely to need to use ATMs in more . 2. "We personally used a company called Desyfin Financiera. St Jamess Place Review 2022 should you buy? Generally speaking, depositing a check is cost-effective and is especially ideal for moderate amounts and if you do not mind waiting for the long time it takes to clear. Please fill out the form below or click this link to email us. Investors Trust s&p 500 review should you buy? If so, in addition to the ID page of your passport, you will also need to present a copy of your resident permit. Why the wealthy spend less on luxury: THE 70/30 rule in finance https://adamfayed.com/why-the-wealthy-spend-less-on-luxury-the-70-30-rule-in-finance/, 4. I opened an account at BCR after I got residency and can now deposit up to $2500 each month by check, with no additional fees. Sat-Sun 8 a.m.-8 p.m. Choose how and when you send, with great exchange rates and low fees. Then you can put in an account in dollars or colones. How To Buy Costa Rica Real Estate Without Losing Your Camisa, 3. As an expat in Costa Rica, you can take advantage of the Foreign Earned Income Exclusion so you dont have to worry about taxes up to a designated amount. LEARN MORE. Having a dual currency account might be best for you in case you need to make frequent transactions in either currency. Connect with Betsy on LinkedIn. Except a few remote beach and wilderness areas ATMs are easy to find. Scotiabank de Costa Rica. Since 2008, Citi Costa Rica has established a Shared Service Center in the country and positioned itself as a leader in corporate . Edit Company . It is considered an upper middle-income country, which has shown a steady economic growth over the past 25 years. Banco Internacional de Costa Rica, its original name, was adopted in 1914. 1. I currently have accounts at both BCR and BNCR. If you use a non-partner ATM, you may be charged fees by both Bank of America and the ATM . Withdrawal limits depend on the bank, and even vary as the cash point runs low. Additionally, it provides services for tax payment and collection, tariffs, and e-factoring. Bancoppel at Independencia. Most ATMs in Costa Rica have a 'per . As a banking customer, you will want utmost privacy when doing any banking transaction. if (window.location.toString().includes("?s=")) document.querySelectorAll(".popmake-overlay").forEach(el => el.remove()); Edward H. Morrow Jr, Choosing a Costa Rica bank. You can designate the Bank of New York Mellon to coordinate direct deposits to be sent to your Costa Rican bank account using their international direct deposit form. Company Profile . Mon-Fri 8 a.m.-11 p.m. With that in mind, if you want greater assurance that your business account will be safe in the long term, a government bank is still the preferable option. You must use your country's operator to call international collect. And several accounts in case for some reason one doesn't work or you lose your card," commented one expat. The United States also represents the . Moreover, senior citizens are often denied a loan for age-related reasons. Typically this cost can be up to US$3 for dollar transactions and 1,500 for colones. You must meet certain requirements before you are are permitted to open an account and make financial transactions directly between a foreign bank and local bank. Doing online money transfers is common in Costa Rica. You may be able to find a bank that requires only $25, while others may require a minimum of $100 as an initial deposit to open an account. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. Call 1-800-769-2511. "I started with Banco Nacional, but one thing I don't like about them is (in Grecia) that everyone can see what you are doing at the ATM. All commercial banks in Costa Rica have correspondent relationships with major U.S. banks. I have a savings account with BCR. How does "Save this User ID" work? BCR said it takes 3 weeks for US check to clear. Cost . Bank of Improsa, S.A. , S.A.s subsidiary, Grupo Financiero Improsa and has its headquarters there. 49 AVENIDA DUARTE BRANCH (FRGN) Santo Cura De Ars, Santo Domingo 00000. Depending on the bank, you might even be able to designate a person to open an account on your behalf. If you dial without operator assistance, you may incur international charges. Winner: Deutsche Bank Second place: HSBC Third place: Bank of America. As an expat looking to open a bank account, you need to know that it may not be finished in one day. ). If you opt out, though, you may still receive generic advertising. The account holder will then receive an email notification regarding their account opening, and then be asked to choose their preferred type of debit card. Since 2008, only private banks offer loans to foreigners as a measure to prevent fallout from the international economic crisis. Bank of . Banco Improsa, S.A., became the companys new name in 1995. Banco Bct S.A. has its main office in San Jose. Partner Tech Stack - Homebase. In fact, Costa Rica made it official in 2002 by signing the Inter-American Convention Against Terrorism. . Costa Rica's financial sector includes the Central Bank, 3 state-owned commercial banks, 19 private commercial banks (including one jointly owned state bank), 1 workers' bank, 1 state-owned mortgage bank and 4 mutual house-building companies, 15 private finance companies and 27 savings and loans cooperatives. Corresponding direct deposit in U.S. dollars to a Costa Rican savings account through the Bank of New York Mellon by . We help investors to find real estate that suits their needs, we help home owners to sell their property, we provide information about different aspects of Costa Rica. Not only this, corporate giants like Accenture, Deloitte, Santander, UBS, UniCredit, etc., are also supporting Ripple. On another corporate topic, the medical device company Baxter which has 1,450 employees in Costa Rica announced this week that they will be expanding their operations because they are moving all of their Latin American financial and accounting operations to Costa Rica. read more close Citibank Costa Rica S.A. Tel. Typical banking hours in Costa Rica are between 9 am and 3 pm, Monday to Friday. It is in charge of establishing the banking regulations that are put into effect by the General Supervisory Agency of Finance. Relationship-based ads and online behavioral advertising help us do that. Requiring new customers to make a deposit is, therefore, a way to ensure that the banks will remain well-funded and operationally efficient. Banco Promerica de Costa Rica, S.A., a company with its head office in Escaz, a wide range of financial services and products are offered, including savings, mortgages, insurance, overseas commerce, foreign exchange, and domestic and international transfers. Foreign ATM Fee Comparison. Locate your closest Bank of America branch in Costa Rica and you will be able to access all contact information, available ATMs, check their opening hours and client support phone. Also, you need to know that all banks will notify the IRS concerning every accounts financial records. Banco Nacional de Costa Rica was the new name of the bank as of 1936. Use your Bank of America ATM or debit card at one of our International partner ATMs and avoid the non-Bank of America ATM $5 usage fee for each withdrawal, transfer or balance inquiry 1 as well as the ATM operator access fee. Banco Nacional ? If you choose to go through a Costa Rican bank for a loan, be prepared to pay a steep down payment. But the second he said that he wanted social security deposited automatically, everything went fast. All of their plans come with: Look into what services banks offer based on your needs, whether youre opening a personal or business account. Bank of America. For a full list of each banks correspondent relationships see: Banco Hipotecario de la Vivienda (home building), Banco Popular y de Desarrollo Comunal (workers bank), Costa Rica - Using an Agent to Sell U.S. Products and Services, Costa Rica - Distribution and Sales Channels, Costa Rica - Selling Factors and Techniques, Costa Rica - Trade Promotion and Advertising, Costa Rica - Sales Service/Customer Support, Costa Rica - Protecting Intellectual Property, Costa Rica - Automotive Parts, Accessories, and Service Equipment, Costa Rica - Education in the United States, Costa Rica - Import Requirements and Documentation, Costa Rica - Labeling/Marking Requirements, Costa Rica - Prohibited and Restricted Imports, Costa Rica - Investment Climate Statement, Costa Rica - U.S. Banks and Local Correspondent Banks, https://www.sugef.fi.cr/servicios/reportes/EntidadesSujetasFiscalizacionGeneral.aspx. The previously mentioned banks for opening a personal account offer business accounts too. Here are a few advantages of banking in a government bank: The Costa Rican banking system requires a deposit on all new accounts due to the small population. I think I have all the documents needed to apply for a bank account with your bank. In addition, the companies listed under the headings of Brokerage and Investments, Insurance and Annuities and Other are . Direct Deposit Sign-up form, International Money Transfers with Remitly, 12 Things to Know Before Moving to the Dominican Republic, Healthcare & Health Insurance in Costa Rica, Members Talk about Healthcare & Health Insurance in Costa Rica, Pros and Cons of Living in Costa Rica 2023, Members Talk about the Cost of Living in Costa Rica, Visit our Costa Rica Index for a Full List, Direct Deposit to a U.S. Bank Account ? The three state-owned banks are Banco de Costa Rica (BCR), Banco Nacional de Costa Rica (BN) and Banco Popular (BP). The bank is one of the best banks in Costa Rica. Applying for a mortgage or support for an existing mortgage application: 1-800-270-5746. Once the account is opened, you will have full access to all available services. in Big Data & Business Intelligence, Industrial Engineer, SSBBC, SMC, & ACPC, Ruben Dario Regional Award Winner (Two Times), MSc. The best way to provide your U.S. Bank information to the Federal Benefits Unit is by fax (hyperlink to Fax #) or using our online form . BTA Legal, San Jos. Become Adams client https://adamfayed.com/become-adams-client/. Automated support is available 24/7. You may be charged a fee if you deposit a check that is worth more than $1,000, depending on the bank. It is an organization that offers electronic and financial banking services, was established in 1968 and is a member of the BAC International Bank group. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Many banks in Costa Rica offer online banking to their customers. This website is a friendly community where everyone can find not only information, but also new friends and travel pals. The Tamarindo location for Banco Nacional is otherwise pleasant. RE/MAX Ocean Surf & Sun Unit #1, Sunrise Center Playa Tamarindo, Costa Rica Toll Free: 1-866-976-8898 Local: (506) 2653-0073 info@remax-oceansurf-cr.com This makes it easier to make transfers and pay bills. *$10k-25k$25k-50k$100k+$1 million+None of the aboveWhere are you located?AfghanistanAlbaniaAlgeriaAmerican SamoaAndorraAngolaAnguillaAntarcticaAntigua and BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBolivia (Plurinational State of)Bosnia and HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBrunei DarussalamBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCayman IslandsCentral African RepublicChadChileChinaChristmas IslandCocos (Keeling) IslandsColombiaComorosCongoCongo (Democratic Republic of the)Cook IslandsCosta RicaCroatiaCubaCuraaoCyprusCzech RepublicCte d'IvoireDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatini (Kingdom of)EthiopiaFalkland Islands (Malvinas)Faroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuamGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHeard Island and McDonald IslandsHondurasHong KongHungaryIcelandIndiaIndonesiaIran (Islamic Republic of)IraqIreland (Republic of)Isle of ManIsraelItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKorea (Democratic People's Republic of)Korea (Republic of)KosovoKuwaitKyrgyzstanLao People's Democratic RepublicLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacaoMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesia (Federated States of)Moldova (Republic of)MonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew CaledoniaNew ZealandNicaraguaNigerNigeriaNiueNorfolk IslandNorth Macedonia (Republic of)Northern Mariana IslandsNorwayOmanPakistanPalauPalestine (State of)PanamaPapua New GuineaParaguayPeruPhilippinesPitcairnPolandPortugalPuerto RicoQatarRomaniaRussian FederationRwandaRunionSaint BarthlemySaint Helena, Ascension and Tristan da CunhaSaint Kitts and NevisSaint LuciaSaint Martin (French part)Saint Pierre and MiquelonSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSint Maarten (Dutch part)SlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth Georgia and the South Sandwich IslandsSouth SudanSpainSri LankaSudanSurinameSvalbard and Jan MayenSwedenSwitzerlandSyrian Arab RepublicTaiwan, Province of ChinaTajikistanTanzania (United Republic of)ThailandTimor-LesteTogoTokelauTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTurks and Caicos IslandsTuvaluUgandaUkraineUnited Arab EmiratesUnited Kingdom of Great Britain and Northern IrelandUnited States Minor Outlying IslandsUnited States of AmericaUruguayUzbekistanVanuatuVatican City StateVenezuela (Bolivarian Republic of)VietnamVirgin Islands (British)Virgin Islands (U.S.)Wallis and FutunaWestern SaharaYemenZambiaZimbabweland IslandsWhat is your nationality?AfghanAlbanianAlgerianArgentinianAustralianBangladeshiBelgianBolivianBatswanaBrazilianBulgarianCambodianCameroonianCanadianChileanChineseColombianCosta RicanCroatianCubanCzechDanishDominicanEcuadorianEgyptianSalvadorian EnglishEstonianEthiopianFijianFinnishFrenchGermanGhanaianGreekGuatemalanHaitianHonduranHungarianIcelandicIndianIndonesianIranianIraqiIrishIsraeliItalianJamaicanJapaneseJordanianKenyanKuwaitiLaoLatvianLebaneseLibyanLithuanianMalagasyMalaysianMalianMalteseMexicanMongolianMoroccanMozambicanNamibianNepaleseDutchNew Zealand NicaraguanNigerianNorwegianPakistaniPanamanianParaguayan PeruviaPhilippinePolishPortugueseRomanianRussianSaudiScottishSenegaleseSerbianSingaporeanSlovakSouth AfricanKoreanSpanishSri LankanSudaneseSwedishSwissSyrianTaiwaneseTajikistaniThaiTonganTunisianTurkishUkrainianEmiratiBritishAmericanUruguayanVenezuelanVietnameseWelshZambianZimbabweanEmail *Phone number or WhatsAppWhat do you want to acheive?RetirementBetter ROI vs bank accountEconomic securityPreferred method of communicationWhatsAppCallEmailZoomSubmit